You need to pick a visa card that offers benefits and rewards that fit your lifestyle if you want to get the most out of it. Foodies can get dining-rewards cards, frequent travellers can earn miles and receive hotel discounts, and sports enthusiasts can benefit from entertainment-focused credit cards.
But what if gaming is your primary pastime? There are cards available for that as well, which is good news. Find out which credit cards provide the most cash back rates for purchasing games and accessories.
The best visa card for PlayStation games is the PlayStation® Visa® Credit Card.
Why It’s Excellent
- This is the card you need if you buy PlayStation games frequently. This card allows you to earn:
- 5 times as many points when purchasing PlayStation products directly from PlayStation (e.g., from the PlayStation Store)
- 3x points applied to your internet and cable bills
- 1x points for everything else, 2x points for dining
With cash back on transactions like visa card for gamers purchases, food deliveries, and internet fees, this card is designed just for gamers (although services bundled with cellular bills may not qualify). Additionally, if you fill out a Sony Rewards Bonus Points Form, you can receive 5 points for every $1 spent (a rewards rate of 5%) on PlayStation and Sony purchases made through accredited third-party shops.
The PlayStation® Visa® also provides a welcome benefit. when you spend $500 on non-PlayStation purchases within the first 60 days of opening your card, you’ll receive a $75 game.
Cons & Pros
- Pros: incentives rate of 1% to 5%
- No yearly charge
- 6 months at 0% APR
- Cash advances and balance transfers are permitted.
- Cons: Earning cash back requires enrollment in the Sony Rewards Program.
- perhaps a high APR
- Foreign exchange commissions
- Spend $500 or more to receive a welcome bonus.
The best visa card for Nintendo games is the My Best Buy® Visa®.
Why It’s Excellent
The 5%–6% cash back on Best Buy purchases, including their extensive variety of games, consoles, and gaming accessories, is the main draw of the Best Buy® Visa®. Along with an excellent welcome incentive, it offers 1%–3% cashback rewards for regular purchases and a 10% cashback rate on your first day of Best Buy® Visa® purchases if you make them within 14 days of opening the card.
As a result, if you’ve been saving up for a sizable visa card for gamers purchase, think about getting a Best Buy® Visa® and earning 10% points on purchases. You get the most of the one-day offer, make sure to plan ahead of time. One serious drawback of With the Best Buy® Visa®, you can choose between the Gold or Platinum card depending on your creditworthiness. There is a $59 annual cost if your credit score only allows you to get the Gold card.
Cons & Pros
- Pros: incentives rate of 1% to 6%
- 10% welcome cashback promotion
- maybe with no yearly cost
- an adjustable credit limit
- Cons: Potential yearly fee of $59
- Only Best Buy gift cards are redeemable for High APR Rewards.
The best visa card for streaming games is SavorOne Rewards from Capital One.
Why It’s Excellent
Whatever your regular spending is, this rewards card is impressive overall. However, by paying for your game streaming service subscriptions with the SavorOne Benefits card, you can earn a variety of great rewards.
The rewards scheme consists of:
- Capital One Entertainment purchases earn 8% cash back.
- 5% cashback on lodging and car rentals
- 3% cash back on restaurants, entertainment, grocery, and streaming services
- 1% cashback on all other purchases
If you spend $500 in the first three months of card ownership, you will receive $200 in bonus cash on top of the normal cash back. Although many credit cards provide bonuses after a particular amount of spending, this is a low bar for a huge payoff.
Cons & Pros
- Benefits: No yearly cost
- 1%–8% in rewards
- APR is 0% for 15 months.
- $200 first-time bonus
- Cons: The APR could be hefty.
- Complex incentives scheme
- High APR for cash advances
